What's Your Money Personality?
How would you describe your spending habits?
You buy whatever you want now, and you figure you'll pay for it later.
You buy as little as you need, and even sometimes put off important purchases.
You end up buying a lot of stuff you don't need. In fact, you have so many things, you forgot where you got them all.
You buy only what you need. You understand the difference between what you need and what you want.
How would you describe your saving habits?
Any savings you have are pure coincidence. You don't save as a matter of habit.
You have a lot of money in savings. Savings come first.
You don't really have much in savings to speak of. You do, however, have a lot of debt.
You save a percentage of your income every month.
If a friend asked you for a big loan (as much as you make in a month), would you loan out the money?
Yes, but you would just give them the money as a gift. No strings attached.
Probably not. Not unless it was a truly life or death emergency and you had lots of extra funds.
You would loan them whatever you have.
You would consider it, but only if it was written out in a contract.
If you bought a home, how would you do it?
Get whatever loan you could for the biggest home you could afford
Get a modest home, and pay mostly cash
You can't imagine ever being in the position to buy a home
Get a sensible loan for a house that you can afford
How would you describe the nuts and bolts of your finances?
You pay whatever bills you can, but you've also racked up a lot of debt
You don't have many bills - and you always pay them on time
You pay the minimum on your bills, and take out a new credit card when you need more funds
You pay your bills on time, and you're paying down any debt that you have ahead of schedule
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The Socks Personality Test
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