1. Do you think the holidays have become too commercial?
  2. Are you sick of being in debt?
  3. Do you feel like you spend too much money during the holidays?
  4. Do you worry about the impact the holidays have on the environment?
  5. Does holiday shopping stress you out?
  6. Are you worried about money right now?
  7. Do you feel like people have forgotten the real meaning of the holidays?