Are You a Spender or a Saver?

You save up a few months ahead and stick to a plan

You mostly stick to your budget but can't help splurging

You put it all on your credit card and figure you'll deal with it later

You make a list and look for sales

You make a list, but you often deviate from it

You buy whatever looks good

Yes, you actually enjoy budgeting

You make budgets but sometimes go over them

No, you don't budget

Save up for it

Wait for it to go on sale

Buy it on credit

Yes, every single month without fail

Yes, most months

Only every so often

No, never

Only little things and only occasionally

All the time

Never

Only by accident

Yes, it happens