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Are You a Spender or a Saver?
When it comes to buying holiday gifts:
You save up a few months ahead and stick to a plan
You mostly stick to your budget but can't help splurging
You put it all on your credit card and figure you'll deal with it later
When you go grocery shopping...
You buy whatever looks good
You make a list and look for sales
You make a list, but you often deviate from it
Do you make budgets and stick to them?
You make budgets but sometimes go over them
Yes, you actually enjoy budgeting
No, you don't budget
When you really want to buy something you can't afford, you:
Buy it on credit
Save up for it
Wait for it to go on sale
Do you regularly save part of your paycheck?
Only every so often
Yes, every single month without fail
Yes, most months
Do you buy things for yourself as a little pick me up?
Only little things and only occasionally
All the time
Do you ever pay bills late?
Only by accident
Yes, it happens
What Does Your Wallet Say About You?
Are You Cheap?
The Luxury Test
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