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Are You a Spender or a Saver?
When it comes to buying holiday gifts:
You save up a few months ahead and stick to a plan
You mostly stick to your budget but can't help splurging
You put it all on your credit card and figure you'll deal with it later
When you go grocery shopping...
You make a list and look for sales
You make a list, but you often deviate from it
You buy whatever looks good
Do you make budgets and stick to them?
Yes, you actually enjoy budgeting
You make budgets but sometimes go over them
No, you don't budget
When you really want to buy something you can't afford, you:
Save up for it
Wait for it to go on sale
Buy it on credit
Do you regularly save part of your paycheck?
Yes, every single month without fail
Yes, most months
Only every so often
Do you buy things for yourself as a little pick me up?
Only little things and only occasionally
All the time
Do you ever pay bills late?
Only by accident
Yes, it happens
The Luxury Test
What's Your Money Type?
What Dollar Bill Are You?
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